About Us

Debt Ninjas is first and foremost an educational organisation aimed predominantly at those that are beaten down by demands to pay unsecured alleged debt and those that are curious and wanting to understand the basics of contract law. The author of the books has been studying banking and contract law along with the relevant pieces of legislation to find solutions to seemingly insurmountable finance issues for over twenty years.

Coming from a place of being continually screwed by the finance institutions primarily, and the whole system of corporate take, take, take in general, the author of the books has been through pretty much every type of ‘salvation’ and ‘freedom’ movement that’s appeared over the last couple of decades. The infancy of ‘Free Man on the Land’, sovereign movements, and creditor vs debtor principles have produced a lot of confusion and outright nonsense for the most part, but there have been many ‘aha’ moments throughout, and some of the information offered by these ideologies has been weighed against what the law and legislation says, and has been proven to have basis in fact.

A great deal of information has been researched and tested in the banking and credit sectors, and particularly in the recovery and collection arenas, and after several years experience of ‘in your face’ education-days courtesy of HM Courts, a loose framework was assembled that began to make sense of the situation and gradually produce positive results. Not everything fell into place immediately, and subsequent tweaks and fine tuning have ironed out most of the creases, to the point where a workbook could be written to outline some of the principles. “Ditch the Debt, Rob the Bank and Sail off into the Sunset” was released in 2019/20 under the Debt Ninjas umbrella, and found its way into the ebook and Amazon Kindle platforms. It was quickly realised that whilst it offered a decent overview of the situation, it was far from a complete picture.

More tweaking, more lessons learned and a huge chunk of further reading (in particular UK legislation, Chitty on Contract, and Cheshire and Fifoot’s ‘The Law of Contract’) provided the biggest revelations and laid foundations for ‘The Title is Unimportant’. The book was well underway when the first of the lockdown impositions was announced which prompted an increased effort to get it finished in time to provide help and understanding to some of the casualties of the horrendous situation. No longer having a means of income, furlough payments being declined and generally, becoming prisoners of a government who’s representatives publicly demonstrated zero compromise or difficulties in their personal lives, is a sure way to plant the seeds of change in the already fertile soil of the population.

Debt Ninjas’ method of conditional acceptance is not a new idea, it is many hundreds of years old at least. It can be traced back to early Roman law when the first attempts at contracting rules were being implemented and tested. The offer / acceptance principle is as old as the fabric of the system itself, but in recent years it seems to have been encouraged to be forgotten. That does not mean however, that it is no longer applicable.

Debt Ninjas exists to provide the basics of contract law, delivered in simple language, to fill the void that exists in our everyday understanding that should have been filled by at least a rudimentary understanding of the commercial system we all live under. This situation is a direct result of the Prussian Education system’s remit to gloss over or entirely ignore a large amount of fundamental basic knowledge, which ultimately (and always) results in a populace with just enough information to know what to think, but not how to think.

We encourage everyone to realise that our thoughts have been very carefully ‘managed’ to take place within a strict set of parameters since the day we learned to talk. It isn’t an easy concept to convey, and the fact that, that’s exactly the way things are, is amply evidenced by the absence of crucial and fundamental teaching in the education system. The basis of human knowledge has been decimated over the past one hundred years by the implementation of restricted education, misdirects, a falsified history, and the division of the family unit, and there can be little doubt that this was a carefully planned situation.

This site is all about information. It is our intent to provide the very thing that was deliberately omitted from our ‘education’ from the outset – detailed knowledge, a deep understanding of the credit system and the toolkit for deploying our new abilities. And, as with anything in this world, once we understand what is happening, our remedy is usually simple.